Welcome to Simplified Lending Bahamas
At Simplified Lending Bahamas, we make borrowing easy, fast, and convenient.
BUSINESS loans
At Simplified Lending, we offer a range of solutions tailored to help businesses grow and manage cash flow efficiently.
Tailored Solutions for Business Growth and Cash Flow Management
At Simplified Lending, we offer a range of solutions tailored to help businesses grow and manage cash flow efficiently. Our Business Loans, Asset-Based Loans (ABL) and Factoring service provide quick access to funds with flexible terms, ensuring your business remains financially strong and can take advantage of growth opportunities or address liquidity challenges.
Bahamian Firm, Caribbean Reach, Global Impact.
BUSINESS LOANS
Our business loans are designed to provide quick and flexible financing, with approvals in as little as two weeks. Whether you need working capital, equipment financing, or expansion funds, we offer solutions that fit your needs.
fast approval
Get approved within two weeks for quick access to capital.
Why Choose a Simplified Lending Business Loan?
flexible repayment options
Choose from interest-only payments, deferred payment plans with lump sum options, or structured installments.
no prepayment penalty
Pay off your loan early with no extra fees.
competitive loan terms
Designed to fit your business's financial structure and cash flow needs.
common uses for business loans
working capital
Working capital plays a vital role in managing day-to-day operations by ensuring that a business has sufficient liquidity to cover its short-term obligations.
business expansion
Secure financing to fund expansion projects, such as opening new locations, launching products, or entering new markets.
inventory management
Purchase and maintain optimal inventory levels. This ensures that you can meet customer demand.
equipment financing
Expanding a business often requires new equipment or technology. A loan can help cover these costs, enabling you to enhance operational efficiency and improve service delivery.
marketing & advertising
To successfully expand, businesses must reach new customers. A loan can fund marketing campaigns that increase brand awareness and attract a larger client base.
debt consolidation
Consolidating multiple debts into a single loan streamlines repayment, making it easier for businesses to manage cash flow and simplify their financial obligations.
Real Estate Asset-Based Loans (ABL)
ASSET-BASED LOANS
At Simplified Lending, we provide Real Estate Asset-Based Loans designed specifically for business owners who have valuable property to pledge as collateral. Unlike traditional loans that focus on credit history and financial statements, our asset-based loans prioritize the value of your real estate, giving you quick access to capital without the hassle of extensive financial documentation.
A Real Estate Asset-Based Loan (ABL) is a financing solution where the loan is secured by commercial or investment real estate. This means that your property’s value—not your credit history or financials—is the key factor in loan approval. With a Loan-to-Value (LTV) of up to 50%, we help business owners unlock equity in their real estate for immediate funding.
What Is a Real Estate Asset-Based Loan?
fast PRE-approval
Get a fast pre-approval decision so you can move forward with confidence.
Why Choose a Real Estate Asset-Based Loan?
HIGH LOAN AMOUNTS
Borrow up to 50% of the property’s value, giving you access to substantial capital.
MINIMAL CREDIT & FINANCIAL REQUIREMENTS
More weight is placed on the value of your real estate, not your credit score or financial history.
flexible USE OF FUNDS
Use the loan for business expansion, debt consolidation, working capital, property improvements, or other investments.
NO PRE-PAYMENT PENALTY
Pay off your loan early without extra fees.
FAST & STREAMLINED PROCESS
We make financing simple with minimal paperwork and a focus on collateral-based approvals.
HOW DOES IT WORK?
01
SUBMIT PROPERTY FOR
PRE-APPROVAL
Provide basic details about your real estate asset.
02
RECEIVE PRE-APPROVAL IN
48 HOURS
Get a quick funding decision based primarily on your property’s value.
03
LOAN AMOUNT IS DETERMINED

Secure up to 50% Loan-to-Value (LTV) based on the appraised worth of your real estate.
04
FUNDS ARE DISBURSED

Once approved and legal work completed receive your capital quickly.
05
FLEXIBLE REPAYMENT

Manage payments with our structured loan terms and no prepayment penalties.
WHO CAN BENEFIT FROM A REAL ESTATE ASSET-BASED LOAN?
This loan is ideal for business owners who are:
Own commercial or investment real estate and want to unlock its value.
Prefer flexible funding with fewer restrictions on loan use.
Need fast access to capital without going through extensive financial reviews.
May not qualify for traditional loans due to credit or financial history.
common uses for real estate asset based loans
working capital
Ensure smooth business operations.
business expansion
Open new locations or invest in growth opportunities.
debt consolidation
Manage multiple debts under a single loan.
property improvements
Renovate or upgrade your commercial real estate.
new business investments
Fund other business ventures.
Factoring is an ideal solution for businesses that experience cash flow challenges due to slow-paying customers. It allows businesses to convert outstanding invoices into immediate cash, ensuring a steady flow of working capital.
What is Factoring?
Factoring, also known as invoice factoring or accounts receivable purchasing, is a process where businesses sell their unpaid invoices to a third party (a factor) at a discount. Instead of waiting 30, 60, or even 90 days for customer payments, businesses receive funds upfront to cover expenses and keep operations running smoothly.
more about factoring
When you issue an invoice for goods or services, you can sell it to Simplified Lending. We provide immediate cash by advancing 70% to 90% of the invoice value. Once your customer pays us directly within the agreed terms, we release the remaining balance to you, minus our factoring fee. This process helps you efficiently manage cash flow.
how factoring works
An ideal financial solution to manage cash flow challenges.
Factoring
instant cash flow
Access funds quickly without waiting for customer payments.
Benefits of factoring with simplified lending
no new debt
Unlike a loan, factoring is not a debt; it's an advance on money already owed to you.
flexible funding
Get funding based on your sales volume—higher sales mean more financing.
credit risk protection
We assess customer creditworthiness, reducing your risk of bad debts.
quick approvals
Faster than traditional bank loans with minimal paperwork.
Commercial LOAN BROKERING SERVICES
At Simplified Lending, we go beyond one-time transactions—we build lasting financial relationships. Our Commercial Loan Brokering Division is designed to support businesses with customized financing solutions that align with their short and long-term goals.
We understand that securing capital is just one piece of the puzzle. That’s why our approach is centered on relationship-driven financial structuring, ensuring our clients have access to a broad spectrum of funding options, including:
Debt Financing, Equity Funding, Mezzanine Funding, Preference Shares Funding. Whether you are expanding operations, acquiring assets, or optimizing your capital structure, we provide the expertise and network to connect you with the right financing partners.
We have successfully brokered commercial deals and closed transactions exceeding $85 million in Nassau, including prestigious communities such as Albany, Lyford Cay, Old Fort Bay.
$85.8MM in nassau, bahamas
We have successfully brokered commercial deals and closed transactions surpassing $40 million in Freeport, as well as in other rapidly developing Family Islands like Eleuthera and Exuma.
$40.5MM in Freeport & The Family Islands
Notable Transactions Closed
Our experience and strategic relationships have enabled us to broker high-value commercial deals across The Bahamas.
$126MM+
Get In Touch
contact Us
Office Hours
Monday-Friday: 9am to 5pm - JFK Branch and 8am to 4pm - Tonique Williams-Darling Branch
Saturday: 10am to 3pm Tonique Williams-Darling Branch
Sunday:
Closed
Phone
Office 242-603-1730
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